How to repair my credit score
• Getting Your Credit Score.
As detailed previously there are many ways to obtain your own credit report.
• What you can fix and not.
Federal and State judgments and collections will remain on your credit report even long after you have died.
• The easy fixes.
In most cases the easiest fix to improve your credit score can lead to credit disaster.
• The tough fixes.
As previously noted government judgments and collections are the most difficult to remove and hence are one of the most difficult fixes.
• Time is the great healer.
Almost nothing remains on your credit report for more than 10 years except government judgments and collections.
• Honest “Good Credit” tips.
When your credit (Beacon) score is above 650 and you want it to go up, getting more (unused) credit lines can help.