When is a loan a rip-off?
Excessive interest charges are obvious, but there are other, hidden pitfalls. For instance some dealers will push buyers into longer term loans to make the monthly payment smaller so the car seems more affordable. Do you really want to take 7 years to pay off a car loan? Do [...]
In spite of what you may think, in spite of what you may read or see, and in spite of you might be told, almost anyone in America can get a car loan. The question is; How much interest will you have to pay?
• How do you get bad credit?
Setting aside some mistakes in [...]
• Getting Your Credit Score.
As detailed previously there are many ways to obtain your own credit report.
• What you can fix and not.
Federal and State judgments and collections will remain on your credit report even long after you have died.
• The easy fixes.
In most cases the easiest fix to improve your credit [...]